01
Safety-led allocation
Investments focus on ultra-low-risk money market funds and similar instruments that fit approved public-funds guidelines.
Cash management for California charter schools
Put your excess cash reserves to work while keeping safety, liquidity, and board visibility first.
The Charter Cash Management Program helps schools invest operating reserves in ultra-low-risk, board-approved instruments, with separate custodial accounts, monthly reporting, and hands-on support from a charter-focused advisory team.
Prospect demo: Sample School is an illustrative portal account, not a real client or endorsement.
Separate school accounts
Complete liquidity
Audit-ready reporting
Why CCMP
Designed for schools that need practical yield, not investment complexity.
CCMP is built around the realities of charter school finance: payroll timing, board oversight, authorizer questions, annual audits, and the need to preserve unrestricted flexibility.
02
Liquidity at all times
Schools may withdraw any or all CCMP balances at any time without penalty, adjusting participation as operating needs, apportionment timing or board direction changes.
03
No pooling between schools
Each school’s funds, earnings, transactions, and reporting stay completely separate from every other participant.
04
Built for transparency
Monthly summaries, portal dashboards, and source documentation make reserve activity easier to explain to boards and auditors.
Yield + cash-management value proposition
Transform reserve management from a spreadsheet chore into a governed monthly routine.
CCMP helps schools identify cash that is not needed for daily operations, place it in a conservative investment structure, and document the results clearly each month.
- Compare operating cash needs against reserves available for investment.
- Use market-rate governmental and treasury-oriented funds when appropriate.
- Easily download annual auditor document packages from the CCMP Portal for annual audits.
- Support federal rebate calculations and audit requests without extra staff burden.
Program priority
Safety → Liquidity → Yield
Yield matters, but only after the school’s fiduciary, liquidity, and compliance needs are protected.
100%school-specific reporting
24/7portal visibility
Monthlyboard-ready summaries
New CCMP client portal
Complete visibility and transparency via 24/7 online access to the CCMP Dashboard and Portal.
The CCMP Client portal includes a dashboard overview, monthly summary slide decks suitable for management/board reporting, copies of all bank statements, and annual auditor packages that summarize all annual information to provide to auditors via one-click download.
portal.chartercmp.com/sample
CCMP
Sample School
Charter Cash Management Program
Current Portfolio Value$8,724,213
Projected Annual Earnings$257,864
Fund Allocation4 funds
Monthly summaries
Bank statements
Recent activity
How it works
A clear implementation path from board approval to monthly reporting.
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1
Reserve review
CCMP reviews cash flow timing, reserve targets, board constraints, and the amount suitable for investment.
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2
Board-approved framework
Your school approves eligible investments and program parameters before funds are transferred.
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3
Custodial setup and transfers
Funds are held in the school’s name through US Bank custodial accounts, with a streamlined transfer process.
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4
Monthly portal reporting
Finance teams receive dashboard visibility, downloadable statements, earnings summaries, and audit support.
School + client credibility
Built for CFOs, superintendents, boards, and auditors who need confidence in the details.
CCMP’s value is not just the rate. It is the combination of separate accounting, repeatable monthly reporting, documented compliance, and an advisor who understands charter-school operating cycles.
Board-ready
Concise monthly summaries turn earnings, liquidity, and allocation into a reportable narrative.
Audit-supportive
Statements, transactions, and documentation are organized around annual audit needs.
Charter-focused
Cash-flow projection support reflects school funding timing, payroll obligations, and public-funds rules.
FAQ
Questions finance teams usually ask first.
For school-specific assumptions, reserve sizing, or board materials, contact the CCMP team directly.
Contact info@chartercmp.comAre all funds safely invested?
All CCMP funds are held in custodial accounts at US Bank, and can only be invested in Permitted Investments approved by your Board and allowable as public fund investments by the State of California. Most schools choose AAA-rated money market funds, the safest investment alternative.
Are funds pooled with other schools?
No. Each school’s funds and returns are tracked separately; another school’s activity does not affect your school’s funds or returns.
Can a school withdraw funds?
The program is designed for full liquidity. Schools can withdraw any and all funds at any time as operating needs change, without penalty.
What does the portal include?
The CCMP portal includes dashboard metrics, portfolio growth, fund allocation, recent activity, monthly summaries, auditor packages, and bank statement access for participating schools.
Ready to review your reserve strategy?